Welcome to Equis Ventures LLC, doing business as Cashflow Code ("Equis Ventures," "we," "us," or "our"). These Terms of Service ("ToS" or "Agreement") govern your access to and use of our services, including our websites, online courses, coaching, private community, live and virtual events, software tools, and related educational content in commercial real estate investing, including the program known as Cashflow Code (collectively, the "Services"). By accessing, using, or interacting with our Services, you ("User," "you," or "your") agree to be bound by these ToS and our Privacy Policy, which is incorporated by reference into this Agreement. If you do not agree to these ToS, you must discontinue your use of the Services immediately.
This Agreement forms a legally binding contract between you and Equis Ventures. Please read these ToS carefully. By accepting these ToS, you also acknowledge and accept the Arbitration Agreement contained in Section 17, which waives your right to a jury trial and to participate in class actions.
By accessing or using the Services, creating an Account, subscribing, purchasing, or clicking "I agree," you affirm that you are at least 18 years of age, or the age of majority in your jurisdiction, and are capable of entering into a legally binding agreement. If you are using the Services on behalf of a legal entity, you represent and warrant that you have the authority to bind that entity to these ToS.
The Services are intended for adults and business users. You represent that you are using the Services in connection with business, professional, or investment activities, and that any information you provide to us is accurate and complete.
We reserve the right, at our sole discretion, to modify, update, or change these ToS at any time. Such changes will be effective upon posting the updated ToS on our website or platform with a new effective date. You should review these ToS regularly. Your continued use of the Services after any changes to these ToS constitutes your acceptance of the revised ToS. If you do not agree to the new terms, you must stop using the Services immediately.
Equis Ventures provides educational programs, group and one-on-one coaching, private community access, live and recorded training, templates and software tools, and related content focused on commercial real estate investing and business development, including the Cashflow Code program. These Services are designed to help participants learn how to find, evaluate, finance, and acquire commercial real estate and to build the related business skills. The Services are educational in nature and do not guarantee any particular financial outcome.
To enhance the functionalities of our Services, we use the Sales Kick platform as a subcontractor to process and enrich your data. Sales Kick operates solely under our direction and is not a party to this Agreement. You will not interact directly with Sales Kick, and your data will be processed as part of our integrated service offering.
While we strive to ensure the continuous availability of our Services, we cannot guarantee that the Services will be uninterrupted or error-free. We reserve the right to modify, suspend, or discontinue any part of the Services at any time without notice.
Access to paid programs (including Cashflow Code), private communities, and events is personal to you or your business entity and may not be shared or resold. You agree to abide by our community guidelines and to treat other participants with respect. We may remove content or suspend or terminate access for violations of these ToS or applicable law.
You agree to comply with all applicable laws, regulations, and industry standards when using the Services, including but not limited to privacy, data protection, intellectual property, and export control laws. You are solely responsible for your own decisions, actions, and compliance obligations, including marketing, advertising, real estate, and securities laws, where applicable.
You agree not to:
By placing an order or subscribing, you authorize us to charge the payment method on file for the purchase price, recurring fees, taxes, and other applicable charges according to the plan you select. Recurring billing continues automatically until canceled in accordance with these ToS. You agree to keep your payment information current.
Unless expressly stated in a specific offer or order form, all sales are final and non-refundable. Subscription cancellations, when permitted, take effect at the end of the current billing period; we do not prorate or provide partial refunds. If a separate written agreement or order form states a different refund policy, that policy controls for that specific purchase.
All prices are listed in U.S. Dollars unless otherwise specified. We may change pricing, features, or availability at any time. We may also correct typographical or pricing errors and cancel or refuse orders affected by such errors.
We provide educational content and coaching in commercial real estate and related business topics. We are not providing financial, investment, legal, accounting, or tax advice, and nothing in the Services is an offer to sell or a solicitation to buy any security. You should consult qualified professionals regarding your specific circumstances. Your results may vary; investing involves risk, including loss of principal.
Testimonials and case studies represent the experience of specific individuals and are not typical; they do not guarantee results. Illustrations, projections, and forward-looking statements are educational and inherently uncertain.
By using our Services, you consent to:
I understand by submitting an application to book a sales call, I am providing written instructions authorizing Equis Ventures LLC and affiliates to obtain my personal credit profile or other information from credit reporting agencies under the FCRA solely to conduct a credit pre-qualification. I further understand that this is a soft pull and will not harm my credit in any way whatsoever.
All intellectual property rights in the Services, including but not limited to software, Content, trademarks, and logos, are owned by Equis Ventures or its licensors and are protected by U.S. and international laws. Your use of the Services does not grant you any rights to our intellectual property, except for the limited rights necessary to use the Services in accordance with these ToS.
Subject to your compliance with these ToS and any applicable order form, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services for your personal or internal business and educational purposes.
You may not:
All feedback, ideas, or suggestions you provide may be used by us without restriction or compensation. Any content you submit to the Services must not infringe or violate the rights of others, and you grant us a worldwide, royalty-free license to host, display, and use such content solely to operate the Services.
We respect intellectual property rights. If you believe content on the Services infringes your copyright, please follow the instructions on our DMCA Notice page. We may remove or disable access to material alleged to be infringing and may terminate the accounts of repeat infringers.
The Services may include links to third-party websites, tools, or services. We do not control and are not responsible for third-party content or practices. Your use of Third-Party Services is governed by their own terms and privacy policies. We may receive affiliate commissions or referral fees for certain third-party offerings we mention or link to.
You represent and warrant that:
Equis Ventures represents and warrants that:
EXCEPT AS EXPRESSLY PROVIDED IN THESE TOS, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, OR ANY WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE IN TRADE. WE DO NOT WARRANT THAT CONTENT WILL BE ACCURATE, RELIABLE, OR CURRENT.
TO THE FULLEST EXTENT PERMITTED BY LAW, EQUIS VENTURES, SALES KICK, AND THEIR AFFILIATES, OFFICERS, MEMBERS, AGENTS, EMPLOYEES, AND PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, OR USE, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL THE TOTAL LIABILITY OF EQUIS VENTURES, SALES KICK, AND THEIR AFFILIATES TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TOS OR YOUR USE OF THE SERVICES EXCEED THE AMOUNT YOU PAID TO US FOR THE USE OF THE SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR USD $100 IF NO PURCHASE WAS MADE.
We are not responsible for any Third-Party Services made available through the Services. Your use of Third-Party Services is at your own risk, and we make no representations or warranties regarding such services.
You agree to indemnify, defend, and hold harmless Equis Ventures, Sales Kick, and their affiliates, officers, members, agents, employees, partners, and licensors from any claim, demand, damages, losses, liabilities, costs, and expenses, including reasonable attorneys' fees, arising out of or related to:
You may terminate your use of the Services at any time by ceasing to use the Services and, if applicable, closing your Account. Termination does not relieve you of payment obligations already incurred, including under any order form or payment plan.
We reserve the right to suspend or terminate your access to the Services at any time, without notice or liability, for any reason, including if we believe you have violated these ToS or engaged in unlawful behavior.
Upon termination of your access to the Services, your right to use the Services will immediately cease. Any provisions of these ToS that by their nature should survive termination will survive, including, without limitation, ownership provisions, payment obligations, warranty disclaimers, indemnity, limitations of liability, and dispute resolution.
By using the Services, you consent to receive communications from us electronically. You agree that agreements, notices, disclosures, and other communications we provide electronically, and any electronic signature you provide, satisfy any legal requirement that such communications or signatures be in writing.
These ToS and any disputes arising out of or related to them will be governed by the laws of the State of Florida, without regard to its conflict of laws principles. The Federal Arbitration Act governs the interpretation and enforcement of the Arbitration Agreement below.
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION.
You and Equis Ventures agree that any dispute, controversy, or claim arising out of or relating to these ToS, the Services, or any relationship between the parties, including claims based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, shall be resolved through binding arbitration using the American Arbitration Association ("AAA"), except that either party may bring an individual claim in small-claims court if the claim qualifies.
The arbitration shall be administered by the AAA under its Commercial Arbitration Rules or, where they apply, its Consumer Arbitration Rules. The arbitration will be conducted by a single arbitrator with experience in resolving disputes related to the type of services provided by Equis Ventures. The arbitrator's decision shall be final and binding on all parties.
The arbitration shall take place in St. Petersburg, Florida, or at another mutually agreed location. If the amount in controversy does not exceed $10,000, you may choose to have the arbitration conducted by telephone, video conference, or based solely on written submissions, subject to the discretion of the arbitrator.
The parties shall share the costs of arbitration, including arbitrator fees, equally, unless the applicable AAA rules require otherwise or the arbitrator determines that such apportionment is not appropriate given the circumstances of the case. Each party shall bear its own legal fees and expenses, unless the arbitrator awards legal fees and costs to the prevailing party under applicable law.
You agree that any arbitration or proceeding shall be conducted only on an individual basis and not as a class, consolidated, or representative action. The arbitrator may not consolidate more than one person's claims or preside over any form of a representative or class proceeding. You and we each waive any right to a jury trial.
If any portion of this Arbitration Agreement is found to be unenforceable, the remaining portions shall remain in full force and effect. However, if the class action waiver in this Arbitration Agreement is found to be unenforceable, the entire Arbitration Agreement shall be null and void.
In the event that this Arbitration Agreement is found not to apply to a dispute, you and Equis Ventures agree that any non-arbitrable disputes shall be resolved exclusively in the state or federal courts located in Pinellas County, Florida, and you consent to venue and personal jurisdiction in such courts.
Any arbitration proceedings, documents, and information exchanged between the parties in connection with such proceedings, and any final arbitration award, shall be strictly confidential, except as necessary to enforce or challenge the arbitration award in a court of law, or as required by law.
These ToS, together with any applicable order form or separate written agreement and our Privacy Policy, constitute the entire agreement between you and Equis Ventures concerning the Services and supersede any prior agreements, whether written or oral. If an order form or separate written agreement conflicts with these ToS, that document controls for that specific purchase.
If any provision of these ToS is found to be unlawful, void, or unenforceable, then that provision shall be deemed severable from these ToS and shall not affect the validity and enforceability of any remaining provisions.
No waiver of any term of these ToS shall be deemed a further or continuing waiver of such term or any other term, and Equis Ventures' failure to assert any right or provision under these ToS shall not constitute a waiver of such right or provision.
You may not assign your rights or obligations under these ToS without our prior written consent. We may assign our rights and obligations under these ToS without restriction, including in connection with a merger, acquisition, reorganization, or sale of assets.
We shall not be liable for any failure or delay in our performance under these ToS due to causes beyond our reasonable control, including, but not limited to, acts of God, war, terrorism, strikes, supply chain disruptions, pandemics, power or utility outages, network or hosting outages, or governmental restrictions.
The headings used in these ToS are for convenience only and have no legal or contractual effect.