Terms of Service

Last Updated: October 25, 2025

These Terms of Service (the "Terms") form a binding agreement between Equis Ventures LLC ("Equis Ventures," "we," "us," or "our") and you ("you," "user," or "client") governing your access to and use of our websites, content, software, products, courses, coaching, events, and services, including the program known as Cashflow Code (collectively, the "Services").

1. Acceptance of Terms

By accessing or using the Services, creating an account, subscribing, purchasing, or clicking “I agree,” you confirm that you are at least 18 years old and have the legal capacity to enter into these Terms, and you agree to be bound by them as well as our Privacy Policy. If you do not agree, do not use the Services.

2. Eligibility & Business Use

The Services are intended for adults and business users. You represent that you operate a business or are using the Services in connection with professional or investment activities, and that any information you provide is accurate and complete.

3. Account Registration, Security & Conduct

You may need an account to access certain features. You are responsible for safeguarding your login credentials and for all activity under your account. You agree not to: (a) engage in unlawful, harmful, or fraudulent activity; (b) copy, scrape, or harvest content without permission; (c) upload malware; (d) infringe others’ rights; (e) spam or send unsolicited communications; or (f) attempt to bypass security, rate limits, or access controls.

4. Intellectual Property; Limited License

The Services and all related content and materials—including videos, templates, documents, software, training modules, community content, and branding—are owned by Equis Ventures or its licensors and protected by U.S. and international laws. Subject to your continued compliance with these Terms and any order form, we grant you a limited, revocable, non-exclusive, non-transferable, and non-sublicensable license to access and use the content solely for your internal business and educational purposes. You may not reproduce, distribute, publicly display, modify, reverse engineer, or create derivative works from the content without our express written permission.

5. Program Access; Community Rules

Access to paid programs (including Cashflow Code), private communities, and events is personal to you or your business entity and may not be shared or resold. You agree to abide by community guidelines and to treat other participants with respect. We may remove content or suspend/terminate access for violations of these Terms or applicable law.

6. Orders, Subscriptions, and Automatic Payments

By placing an order or subscribing, you authorize us to charge the payment method on file for recurring fees, taxes, and other applicable charges according to the plan you select. Billing recurs automatically until canceled in accordance with these Terms. You agree to keep your payment information current.

7. Refunds & Cancellations

Unless expressly stated in a specific offer or order form, all sales are final and non-refundable. Subscription cancellations, when permitted, take effect at the end of the current billing period; we do not prorate or provide partial refunds. If a separate written agreement or order form states a different refund policy, that policy controls for that specific purchase.

8. Pricing, Availability & Changes

All prices are listed in U.S. Dollars unless otherwise specified. We may change pricing, features, or availability at any time. We may also correct typographical or pricing errors and cancel or refuse orders affected by such errors.

9. Educational Purposes; No Professional Advice

We provide educational content and coaching in commercial real estate and related business topics. We are not providing financial, investment, legal, accounting, or tax advice. You should consult qualified professionals regarding your specific circumstances. Your results may vary; investing involves risk, including loss of principal.

10. Testimonials & Illustrative Examples

Testimonials and case studies represent the experience of specific individuals and are not typical; they do not guarantee results. Illustrations, projections, and forward-looking statements are educational and inherently uncertain.

11. Compliance & Acceptable Use

You agree to comply with all applicable laws and not to use the Services in a manner that interferes with others’ use or with our operations. You are solely responsible for your decisions, actions, and compliance obligations, including marketing, advertising, and securities laws, where applicable.

12. Third‑Party Links, Tools & Partners

The Services may include links to third‑party websites, tools, or services. We do not control and are not responsible for third‑party content or practices. Your use of third‑party services is governed by their terms and privacy policies. We may receive affiliate commissions or referral fees for certain third‑party offerings we mention or link.

13. Ownership, Feedback & Submissions

All feedback, ideas, or suggestions you provide may be used by us without restriction or compensation. User‑generated content you submit must not infringe or violate rights of others. You grant us a worldwide, royalty‑free license to host, display, and use such content solely to operate the Services.

14. Disclaimers of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON‑INFRINGEMENT. WE DO NOT WARRANT UNINTERRUPTED OR ERROR‑FREE OPERATION, OR THAT CONTENT WILL BE ACCURATE, RELIABLE, OR CURRENT.

15. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL EQUIS VENTURES OR ITS AFFILIATES, OFFICERS, MEMBERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOST PROFITS OR REVENUES; LOSS OF DATA; OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE AMOUNT YOU PAID TO US FOR THE SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE EVENT, OR USD $100 IF NO PURCHASE WAS MADE.

16. Indemnification

You agree to defend, indemnify, and hold harmless Equis Ventures and its affiliates, officers, members, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Services, your content, or your violation of these Terms or applicable law.

17. Copyright; Notice-and-Takedown

We respect intellectual property rights. If you believe content on the Services infringes your copyright, please follow our DMCA Notice page for instructions. We may remove or disable access to material alleged to be infringing and may terminate repeat infringers’ accounts.

18. Termination & Suspension

We may suspend or terminate your access at any time for any violation of these Terms or if required by law. Upon termination, your right to use the Services ceases immediately. Sections intended to survive termination will continue to apply.

19. Electronic Communications & Signatures

By using the Services, you consent to receive communications from us electronically. You agree that agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirements that such communications be in writing.

20. Dispute Resolution; Arbitration; Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. YOU AGREE THAT ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES WILL BE RESOLVED BY FINAL AND BINDING ARBITRATION ON AN INDIVIDUAL BASIS, RATHER THAN IN COURT, EXCEPT THAT YOU MAY ASSERT CLAIMS IN SMALL‑CLAIMS COURT IF YOUR CLAIMS QUALIFY. YOU AND WE WAIVE ANY RIGHT TO A JURY TRIAL OR TO PARTICIPATE IN A CLASS ACTION. The Federal Arbitration Act and Florida law govern the interpretation and enforcement of this provision.

21. Governing Law; Venue

These Terms are governed by the laws of the State of Florida, without regard to conflict‑of‑laws principles. Exclusive venue for any action not subject to arbitration will lie in the state and federal courts located in Florida, and you consent to personal jurisdiction there.

22. Force Majeure

We will not be liable for delay or failure to perform due to circumstances beyond our reasonable control, including acts of God, labor disputes, utility failures, government actions, pandemics, or network/hosting outages.

23. Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, reorganization, or sale of assets.

24. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will provide reasonable notice by posting the updated Terms with a new “Last Updated” date. Your continued use of the Services after changes become effective constitutes acceptance.

25. Severability; Waiver; Entire Agreement

If any provision is held invalid or unenforceable, the remaining provisions will remain in full force. No waiver of any provision is a waiver of any other provision, nor a continuing waiver. These Terms, together with any order form and our Privacy Policy, constitute the entire agreement between you and us regarding the Services.